SD Insurance Brokers are the insurance specialists for Earth Moving Equipment and Trucks. SD Insurance genuinely understand the extent to which loss or damage of your highly expensive earth moving equipment can cripple your business, no matter how it may happen. We know that these machines represent a huge investment, and incidents leading to downtime and repair will compound your losses and hurt you financially.
SD Insurance can help you cover every aspect of risk involved with excavation works and related equipment. Our specialists examine the nature of the excavation work and also detail your business owned as well as hired earth moving equipment. Then we find a policy that properly fits. We aren’t tied to any specific insurer, and that means we will source the most competitive deals with the best coverage, customised to your needs.
And in case of a claim, SD Insurance Brokers will act swiftly and proficiently to settle the claim for you.
We understand the risks and how to adequately cover them
SD Insurance are highly familiar with the range of risks involved with earth moving works. Here are some you will surely recognize.
- Operators risk injuring others around the equipment, both onsite and offsite, during operation and transit.
- Falls, falling objects, rollovers and contact with energy sources or underground utilities are some more operational risks.
There are several things that can go wrong, which may result in your clients or third parties seeking damages from you.
Tradies, subbies and small businesses risk damages to plant, product or public property. These risks extend to interruptions on building and construction sites.
The equipment itself faces risk due to damage, accidents, theft, vandalism, fire, natural disasters and unforeseen events. There are several considerations to be made with regard to the equipment –whether the equipment involved in the work is self-owned or under what contract it is hired (dry hire or wet hire).
There are risks involved with the operators themselves, risks with injuries on the job and the risk of damaging the equipment – which further depend on whether the equipment is self-operated or on the nature of a hire agreement with the operator and the operator’s work history.
We seriously consider each and every one of the above-mentioned risks and details of the work and even more to make sure your Earth Moving Equipment and excavation works are comprehensively covered with the right insurance. Call SD Insurance for a quote today or fill in the online form and one of our qualified staff will be in touch with you.
Types of Plant and Equipment
SD Insurance Brokers can provide you with the insurance for the following equipment and more
- Excavators
- Bulldozers
- Skid-steer loaders/Bobcats
- Backhoe
- Graders
- Prime Movers
- Tipper Trucks
- Plant and Equipment Trailers
- Mobile Cranes
- Trucks
- Trailers
What you need to do
Earthmoving and excavation work and equipment insurance is complicated, and you will need more than one type of insurance policy to ensure you are fully covered. If you are the owner of an earthmoving business or earthmover equipment or a tradie or subbie engaged in excavation works, we strongly recommend that you check out our Business Insurance Pack information to understand the benefits you can get when you use SD Insurance Brokers as your trusted brokers.
Or to make your life easier, just get in touch with us for a quote at SD Insurance Brokers by filling in the online quote request and one of our qualified staff will get back to you. For any information you need on Earth Moving and Excavation Insurance, you can call us on 4033254 we would be delighted to assist you.